Finance

[cs_content][cs_section parallax=”false” style=”margin: 0px;padding: 0px;”][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 0px;”][x_gap size=”1px”][/cs_column][/cs_row][cs_row inner_container=”true” marginless_columns=”false” style=”margin: 20px auto 0px;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/2″ style=”padding: 40px 0px 0PX;”][x_image type=”none” src=”http://nextstepsyep.org/wp-content/uploads/2015/11/skl-finance-v2.png” alt=”” link=”false” href=”#” title=”” target=”” info=”none” info_place=”top” info_trigger=”hover” info_content=””][x_counter num_start=”0″ num_end=”12″ num_speed=”1500″ num_prefix=”$” num_suffix=”.00″ num_color=”hsl(51, 80%, 40%)” text_above=”EARN” text_below=”SKILLCOIN REWARDS” text_color=””][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/2″ style=”padding: 0px;”][x_custom_headline level=”h2″ looks_like=”h3″ accent=”false” class=”cs-ta-left”]Finance Digital Badge[/x_custom_headline][cs_text class=”cs-ta-left”][x_icon type=”arrow-circle-left”] Return To Digital Badge Gallery
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[x_feature_list][x_feature_box title=”Service Goal #1″ title_color=”” text_color=”” graphic=”icon” graphic_size=”60px” graphic_shape=”circle” graphic_color=”#ffffff” graphic_bg_color=”hsl(2, 88%, 56%)” align_h=”left” align_v=”top” side_graphic_spacing=”20px” max_width=”none” child=”true” connector_width=”1px” connector_style=”dashed” connector_color=”#272727″ graphic_icon=”chevron-circle-right”]Create a personal finance plan to include one or more of the following: sources of income, budgeting, banking, consumer credit, credit laws and rights, personal bankruptcy, insurance, spending, taxes, investment strategies, savings accounts, mutual funds and the stock market, buying a vehicle, and living independently[/x_feature_box][x_feature_box title=”Service Goal #2″ title_color=”” text_color=”” graphic=”icon” graphic_size=”60px” graphic_shape=”circle” graphic_color=”#ffffff” graphic_bg_color=”hsl(49, 100%, 50%)” align_h=”left” align_v=”top” side_graphic_spacing=”20px” max_width=”none” child=”true” connector_width=”1px” connector_style=”dashed” connector_color=”#272727″ graphic_icon=”chevron-circle-right”]Describe the basic characteristics of the marketplace and the free enterprise system and identify various forms of income to explain trends in the workplace (e.g., flexible schedules, job rotation, job sharing, permanent part-time employment, contract work) and factors that affect income as a part of the career decision-making process.[/x_feature_box][x_feature_box title=”Service Goal #3″ title_color=”” text_color=”” graphic=”icon” graphic_size=”60px” graphic_shape=”circle” graphic_color=”#ffffff” graphic_bg_color=”hsl(228, 100%, 50%)” align_h=”left” align_v=”top” side_graphic_spacing=”20px” max_width=”none” child=”true” connector_width=”1px” connector_style=”dashed” connector_color=”#272727″ graphic_icon=”chevron-circle-right”]Analyze how career choice, education, skills, and economic conditions affect income and then compute gross pay, payroll deductions and net pay and prepare U.S. individual federal income tax return Forms 1040EZ and 1040A for careers in your STEM++ pathway.[/x_feature_box][x_feature_box title=”Service Goal #4″ title_color=”” text_color=”hsl(0, 0%, 0%)” graphic=”icon” graphic_size=”60px” graphic_shape=”circle” graphic_color=”#ffffff” graphic_bg_color=”hsl(118, 98%, 32%)” align_h=”left” align_v=”top” side_graphic_spacing=”20px” max_width=”none” child=”true” connector_width=”1px” connector_style=”dashed” connector_color=”#272727″ graphic_icon=”chevron-circle-right”]Explain the return on investment (ROI) and social return on investment (SROI) of the time and cost associated with the education, training, and skill development of a desired career pathway and then analyze checking accounts and other banking services to explain how financial institutions channel funds from savers to investors.[/x_feature_box][x_feature_box title=”Service Goal #5″ title_color=”” text_color=”hsl(0, 0%, 0%)” graphic=”icon” graphic_size=”60px” graphic_shape=”circle” graphic_color=”#ffffff” graphic_bg_color=”hsl(31, 100%, 50%)” align_h=”left” align_v=”top” side_graphic_spacing=”20px” max_width=”none” child=”true” connector_width=”1px” connector_style=”dashed” connector_color=”#272727″ graphic_icon=”chevron-circle-right”]Analyze financial reports, personal and business insurance products, and risks faced by individuals and businesses (choice of credit, the cost of credit, and the legal aspects of using credit) to predict growth rates and return on investment to produce financial growth strategies for your College Town service-learning project.[/x_feature_box][x_feature_box title=”Service Goal #6″ title_color=”” text_color=”hsl(0, 0%, 0%)” graphic=”icon” graphic_size=”60px” graphic_shape=”circle” graphic_color=”#ffffff” graphic_bg_color=”hsl(271, 100%, 29%)” align_h=”left” align_v=”top” side_graphic_spacing=”20px” max_width=”none” child=”true” connector_width=”1px” connector_style=”dashed” connector_color=”#272727″ graphic_icon=”chevron-circle-right”]Demonstrate how to make decisions about planning, organizing, and allocating resources for their College Town service-learning project by using financial statements, payroll, and other accounting procedures.[/x_feature_box][/x_feature_list][/cs_text][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” style=”margin: 0px;padding: 0px 0px 0px 30px;”][cs_row inner_container=”true” marginless_columns=”true” style=”margin: 0px auto 10px;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/5″ style=”padding: 0px;”] [/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/5″ style=”padding: 0px 15px 0px 0px;”][cs_text][/cs_text][/cs_column][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”3/5″ style=”padding: 0px;”][cs_text] 

[/cs_text][/cs_column][/cs_row][/cs_section][cs_section parallax=”false” style=”margin: 0px;padding: 45px 0px 0px;”][cs_row inner_container=”false” marginless_columns=”false” style=”margin: 0px auto;padding: 0px;”][cs_column fade=”false” fade_animation=”in” fade_animation_offset=”45px” fade_duration=”750″ type=”1/1″ style=”padding: 0px;”][x_image type=”none” src=”http://nextstepsyep.org/wp-content/uploads/2017/01/OR-CSI-Tip-Submit-Proof-01.28.2017.png” alt=”” link=”false” href=”#” title=”” target=”” info=”none” info_place=”top” info_trigger=”hover” info_content=””][cs_text]SUBMISSION INSTRUCTIONS
In the space below, provide:

1. Your name, age, grade, and the name of your school or community group
2. The name of your JEM Team and the role you play on it
3. The name of your College Town Service-Learning Project and a brief description of the affected area.
4. A description of your mission (service goal) and how you used the STEM++ skills of this digital badge to achieve it.
5. Links and/or attachments to documents, videos, photos, audio clips, blog posts, news articles, social media content, etc. that show you implementing action items to complete your mission.

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